I am looking to apply for a credit card to help build my credit..I have no credit as of now. I am very good with paying bills on time and would just like a safe and reliable company to work with..help greatly appreciated|||I agree....Capital One...I was pre approved after a bk filing for a 500.00 limit, after only 3 months of good pay they increased to 750.00 I have used them in the past and had no problems with them at all.
Good Luck!!|||www.capitalone.com|||I'm not sure "safe and reliable" would describe your bank, but they can offer you a secured card whereas you put up the money in a savings account that you can't touch until you pay your card in full. Never, ever be 5 minutes late on a payment. Cell phones, utility bills, will come back to haunt you, but you sound like you are ready to start right. Good luck|||CAUTION------ "WEER" is trying to push you nto a loan!|||If capital one doesn't work.. then I would recommend getting a secured card from Bank of America.
What a secured card is, you pay 500.00 to the bank and that is your credit line. They report this to the credit reporting agencies and boom after a year or so you have a nice good credit report that will allow you to do other things!
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