How do I know when to use credit card versus cash?

I've only recently gotten a credit card and I'm never sure if I should pay cash, debit or credit card. I know there is an advantage to putting stuff on the credit card because then you can earn points. However, I don't like to use it much because I lose track of my spending and don't have as good of an idea of how much I have spent. In what cases do you use a credit card instead of cash and vice versa. Thank you :D|||What you need to do is set up some sort of a spending log. If you have a smartphone get Mint.com on it and use it to track your spending. THEN you know how much you spent.





I believe if you setup online access to your credit card account Mint.com can even pull that for you and let you know exactly how much you spent. Check it out.





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Kasey C, PC guru since Apple II days


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http://hubpages.com/t/13a9b9|||use a credit card when it extends the warranty or you need leverage against the merchant if the mdse is shotty. use cash if you can afford it