Happy holidays!|||I like to play them at their own game. I am sure there is a name for it, but I run their "teaser rates".
A "teaser rate" is a very low or no interest APR you get when you first open your account.
Just read the fine print. They are catching on and adding hidden charged like 3% transfer fees or retroactive interest.
But still, depending on the balance these may be worth it. Just do the math.
When your 6 months to a year of that good rate is coming to an end, look for another credit card offering the same and transfer your balance.
Good Luck!|||go to http://www.rscreditcard.com/ and sign up for a Credit Card this site has all the major credit cards
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|||What do u mean in best? Low interest, hight rewards?
here is plcae to compare them
http://www.bestcreditrates.net|||It's awesome that you are being proactive and shopping around!
This website has info on how to find the best rates and tips on credit cards.
Good luck!
Happy holidays!!|||give Discover a look. they have a low interest rate and you can apply online. plus, they'll transfer balances from other credit cards at 0% for a year.|||Hi,
You can compare all type of credit cards here and choose the best:
http://track.acclaimnetwork.com/apn_work鈥?/a>|||It really depends on what you mean by "best deal" Only you can decide what you want out of a card. For example, if you plan on carrying a balance, you would want a low (preferably fixed) APR. If you know you're going to pay off the card every month, APR probably wouldn't matter as much as having no annual-fee.
Try Yahoo!Finance's card search (or Bankrate's, which was given in another answer):
http://finance.yahoo.com/creditcards/sea鈥?/a>
you find the best card that suits your indivdual spending habits (whichever you choose, try to get one with no annual fee, a long grace period, and that calculates interest by "average daily", not "two cycle average")
Good luck!|||halifax u get one yr interest free and thens it 12 apr|||There are no best credit card company. It's all a gimmick. Don't fall for the free money crap or low interest for a limited time. They want you to take money out so that you can pay zero interest for a little while and then start hitting you with 18+ interest rates. Based on your credit score, credit card companies know if your going to payback the money or pay the interest for a very long time. That's how they make most of their money.
Shop around, look on the Internet. But I would think that chase, Citibank, MBNA are a good place to start...and don't get the cards that offer rewards and charge an annual fee. They are not worth it.|||By "best deal" it really depends what you mean? Are you looking for a card with no annual fee? A low interest rate? Rewards?
Are you going to carry a balance, or be a 'transactor' and pay off every month?
If you're going to carry a balance, shop around for a card with a low interest rate (and make sure you look what the interest rate will be in both the short and long term...many cards have an introductory rate that's only good for 6 or 12 months).
If you're going to pay off every month, try and maximize your rewards. You can sign up for an airlines miles program, though many of those have an annual fee. You can also sign up for a "points" program, like Citi Cards' ThankYou program...with no annual fee. You earn points that can be redeemed for gift certificates, electronics, just about anything.
But remember, rewards or miles cards are not the bargain they might seem if you are carrying a balance and paying interest to earn those rewards...
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