Thanks in advance.|||I like Lilpuppy's answer.
Find out exactly what these new amendments do, and if you can live with them. If you don't like the changes, keep the card open but use it sparingly. Buy something you usually pay cash for (gas, groceries) and pay it off at the end of the month.|||You can visit http://www.debteraserzone.com and find very useful tips and several articles on credit card related matters.
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|||It is true the account being closed will hurt your score.
The best option is to accept the new terms, with the idea that you will only charge a few dollars on this card monthly, and pay it off total amount monthly, in order to keep you score building.
Your creditor changing interest rates or the way they charge interest wouldn't matter to you, becuase you will NOT be carrying a balance. Good luck.
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