How much over my minimum monthly credit card payment must I pay for it to improve my credit?

I know that paying more than my minimum monthly credit card payment will improve my credit. But how much more do I have to pay? $1? 50%?|||Those other responses didn't directly answer the question.





First, it is correct that paying more than the minimum *won't* affect your score. What you are trying to accomplish is to keep from being characterized by the CC companies as a struggling payer. The strategy is to pay the min plus a little while paying down other cards.





My experience is that paying an extra percent above the min will keep the CC software from identifying you as a "minimum only" payer. To be safe since some companies are bumping the min from 2.5% to 3%, I suggest you pay 4%.|||You need to keep your debt-to-credit ratio down! For instance, if the limits on all your credit cards are $1000.00, Try to keep the total amount of what you owe under 20% of that $1000. The less debt you owe on your cards is what to strive for!!|||It doesn't matter what you pay monthly. Only that you pay on time. And once you have paid down to 50% of the max allowed, you will look better on paper. That you are not maxed-out..|||How much you pay monthly has NO bearing on your credit score. What matters is the balance in relation to available credit.|||pay as much as you can afford to