What kind of a credit card is good to get?

HERES MY PROBLEM:





i am 20 and my family, friends, and bank, suggessted that i get a credit card considering i don't have one. They said i should get one because i need to build my credit score so that when it will be time to buy something big, I will be able to. What credit card should i get? I will most likly not use it often, i was considering to buy an IPHONE with it and pay it off month to month. What do you think all in all?|||i would go with your local bank and get one there. Just dont go with anything that has to do with Household Bank they are horrible.|||I want to give you some advice. Make sure you get a credit card that don't have a annual fee that you pay per year. Alot of credit cards charge you annual fee every year. Always check for that. I have a credit card from Chase. They don't charge annual fee.|||Reward credit cards reward you depending on the amount you spend on the credit card. Usually, you can collect rewards through 3 methods. One method involves earning cash back on the card, which is generally a certain percentage of each amount you spend. The next method involves giving points or any other type of token to the customers to accrue. They can then redeem these points for gifts like luggage, cosmetics and other goodies that the credit card company offers. Most of these reward schemes have alluring gifts and huge variety of selections. But the better option is to go for a cash back reward as it allows you to use the money any way you like.


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