Monday, December 12, 2011

How can I get a credit card with absolutly no credit history at all?

I have applied for a few of the big credit card names but as I assumed I was denied because I have no credit history. Is there anything I can do to get a credit card? Thanks for your help it's very appreciated!|||It will be better if you apply after building your credit. To establish your credit history:


1)Take out a small loan using the savings account as collateral, and then pay it back. This will help you for establishing your credit history.


2)Apply for a secured credit card. Using a secured credit card is an easy way to build your credit rating. Pay your credit card balances on time. After a few months of having the secured credit card, apply for an unsecured card.|||Try applying for a store credit card (like Victoria's Secret or Limited.) Those cards have lower limits and can be easier to obtain and will help you establish a credit history so you can eventually get one of the big credit cards. Also know that every time you apply for a credit card (or any kind of credit) it temporarily makes a small negative dent in your credit score. So, it's not a good idea to apply for a several credit cards all at once.|||You start small. Try to acquire a credit card for a department store, or gas company. Make small purchases, and always, always, ALWAYS pay on time or before it's due. Your credit score will actually be marginally better if you let a small amount of your outstanding balance carry over to the next month - they don't appreciate not being able to get at least a little interest out of you. Once you have had a couple of small cards for a few months - you have a credit history.|||you have to apply for a lower end card and work yourself up to the better cards, get a lower end card use it for about 6-9 months just enough to build some credit then apply for a better one and drop the first one, see the site below and go under no credit or poor credit section here you are able to compare them side by side|||the reason you are not being approved is because you are applying for the wrong card, you need to apply for a lower end card and use it for a few months to build some credit and then apply for a higher end card such as discover or citibank, check out www.fastcreditcardapprovals.com under the no credit or bad credit section.|||As suggested, get a secured credit card but make sure they belong to the credit bureau.|||Get a secured credit card and use that to build a credit history...then apply for a regular card|||Go to your bank. If you do not yet have a bank account then open one. Talk to someone at the bank about a secured card.|||Here is some links for everybody needing credit, but be careful. If you are lare for just one payment the interest rate can go way up.

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