Sunday, December 4, 2011

How do you get a credit card with no credit history and never had work?

How does a college grad get a credit card with no credit history and no employment history? Can someone cosign to get one?|||Hi, I got a few best answers from people asking the same question after I sent them here, I think it's the student card that did the trick, might be on the first link down


http://credit-cards.ebookorama.com


http://finance.ebookorama.com


http://credit.ebookorama.com


http://credit-repair.ebookorama.com


if you get any luck please don't forget about me lol, hope it helped you!|||You can easily get one. First, try applying at some department store or regular store (Old Navy, Macy's, etc.) to build up your credit. Then, you can try to get a regular one.|||Well, the best way to approach this problem is get one of those "prepaid" credit cards. Shop around. One card wanted a $35 deposit, not refundable, before they gave you a credit card.





"What's in your wallet?"|||You can apply for a secured credit card. Basically, you give the bank a thousand bucks and they give you a card with a 500 dollar limit. But if you miss payment, they will not draw from the deposit, it will reflect on your credit rating as a missed payment. AND when they return the deposit, you get no interest, just your thousand bucks - the bank keeps the interest. Also, they will never change it to an unsecured credit card. You will have to reapply when you have an employment record and a better credit score. Aren't banks awesome?! *grumble grumble*|||read tips and articles on credit scoring and more on this site|||YES YOU CAN GET A COSIGNER; DON'T PICK SOME-ONE YOU CARE ABOUT; LOL I WOULDN'T GET ONE; BUT IF YOU MUST TRY A PRE-PAID DEBIT CARD; THAT WAY YOU NEVER OWE;;;;|||china doll was wrong..


u cant b approved at old navy


if u d0nt have a credit history %26amp; work..





i have a credit card under my dad's name..


bills named to him but my name on the card!|||First of all, you made a big boo-boo when you made it all the way through college without have a job. To answer your question, DON'T GET ONE! A credit card is a loan against your future income. If you don't have an income, you have no reason to get a credit card.|||You would have a cosinnger to help ypu get credit you need|||Internet Payment Gateway Services Inc (IPg8) is a global non-traditional financial services company that provides online electronic payment and remittance services and Pre-Paid Stored Value Card Programs.


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IPg8's PinPay庐 solution allows anyone with a pin-based debit or bank card to conduct secure instant transactions online.


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https://ipg8.com?a_aid=15068120|||Don't get a credit card if you don't have a job. It will become a ***** to pay back, trust me.. I would know. I figured I'd be able to handle a $14.95 minimum payment per month, then I lost my job and now I'm $200 in the hole and Chase calls my house at least 10 times a day. It gets rather annoying. So you don't want to put yourself in that position.

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