I have one judgment (paid), and two older collections (paid), a secured installment loan, and one credit card with a low limit. Never been late on the last two. I am trying to establish a good mix of credit. Unfortunately, I haven't had much luck with the retail cards.|||I would avoid 'retail' credit cards altogether. They have extremely high interest rates-- and lots of hidden fees. You might consider a credit card designed for poor / no credit here:
http://www.asapcreditcard.com/unsecured-鈥?/a>
While these credit cards have slightly higher interest rates (and additional fees) when compared to 'standard' credit cards-- they're much cheaper than a store / retail card. Plus, they'll allow you to build and improve your credit history over time.
Hope this helps. GOOD LUCK!|||Easiest nationwide: Macy's and Bloomingdale's.|||La Curacao in Los Angeles area.
JCPenney is pretty easy too.|||macy's|||In our part of the country, jewelry stores, like Harry Ritchies have notoriously easy qualifications for credit. Also Les Schwab, the tire company. Typically any retailer that specializes in a product and uses a finance company to assist clients in purchasing their product would be a good place to start.|||Sears
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